Home / Blog / Credit You are probably among the 21 million or so Canadians who have credit file or report but don’t know what’s in it. If you have ever applied for and been approved for a credit card, a loan or a line of credit, then credit bureaus have a credit report on […]
How Do I Get a Copy of My Credit Report? Read More »
Home / Blog / Lien A lien is the legal right, or security interest, that a creditor has in a debtor’s property. If you buy a car, for example, you usually agree to a lien with the financing company. If you don’t make your payments, then your car could be legally seized to take care
Home / Blog / Judgment, Financial In general legal terms, a judgment is a decision of a court regarding the rights and liabilities of parties in a legal action or proceeding. More specifically, in the world of debt collection, it’s when a creditor obtains a judgment against you, with the court deciding, based on the
What is a Judgement? Read More »
Home / Blog / Savings, Financial March Break is an annual event that can cause you a lot of stress. If you and your partner both work. you need to find childcare options for your kids. If you can get time off, then you’ve got to come up with activities to entertain the family. No
March Break Madness: 4 Ways to Have Fun and Save Money! Read More »
Home / Blog / Debt, Savings & Retirement Question: A recent study confirmed that well over 80% of Canadians facing retirement have not saved enough to maintain the standard of living they expect. Many will spend what is supposed to be their “golden years” in relative poverty according to Statistics Canada figures and the number of seniors
What are my Debt options if I am retiring soon or already retired? Read More »
