Should I cash in my RRSPs to pay my debts?

A survey conducted by a major bank concluded that almost 40% of Canadians admit they’ve cashed in part of their Registered Retirement Savings Plan (RRSP) well before retirement.  Many feel they don’t have a choice.  Most aren’t using their RRSPs … Continue Reading

What is a consumer proposal?

“I know I can file a bankruptcy with a Licensed Insolvency Trustee (“LIT”) but I don’t like that option.  I’ve heard about a sort of consolidation an LIT can also help me file called a consumer proposal.  What is that … Continue Reading

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