You don’t need to solve your debt today
Talk privately with a debt relief team backed by federally regulated Licensed Insolvency Trustees. We’ll explain every responsible option in plain language, including options that may avoid bankruptcy.
- Free consultation
- Confidential conversation
- No judgment
Request a free consultation.
Tell us how to reach you. A Doyle Salewski team member will contact you privately to review your options.
Private request. Your information is used to respond to this request and handled under our Privacy Policy.
Google rating · 400+ reviews
people helped
offices across ON & QC
historical proposal acceptance rate*
Google rating and review count may change over time. *The 99% figure reflects Doyle Salewski’s historical proposal acceptance rate and is not a guarantee. Individual outcomes vary.
Debt is a math problem.
It can be solved.
A job change, illness, separation, rising costs, or one tax bill can turn manageable payments into a monthly crisis. It happens faster than most people think.
We start with your numbers, not judgment. If there’s a way to protect more of your income and give you room to breathe, we’ll show you.
Does this sound familiar?
Payments keep rising
You pay every month, but the balance barely moves.
The calls won’t stop
Collections are affecting your work, sleep, and relationships.
You’re borrowing to cope
Credit is covering groceries, bills, or other credit payments.
Turn financial noise into one clear plan.
A consumer proposal may reduce what you repay, stop interest, and legally protect you from unsecured creditors, while letting you keep your assets.
Credit card
High interest
CRA balance
Past due
Line of credit
Minimum only
Collection calls
Ongoing
One affordable payment
Fixed around your real budget
- No interest
- Protection from most unsecured collection action after filing
- Generally keep your assets
Bankruptcy isn’t the starting point. You have options.
Our role is to lay out every responsible option, explain the trade-offs, and help you choose. Sometimes the right answer is a proposal. Sometimes it isn’t.
Consumer proposal
Repay an agreed portion of unsecured debt through one fixed monthly payment, with no interest.
- Generally keep your assets
- Stop most unsecured collection action
- Up to five years to repay
Personal bankruptcy
A legal reset when repayment is no longer realistic. We explain the impact on income, assets, and credit first.
- Discharge eligible debt
- Legal creditor protection
- Structured fresh start
Other debt solutions
If formal insolvency isn’t the right fit, we’ll say so. Budgeting, consolidation, or credit counselling may be better.
- Honest second opinion
- Clear trade-offs
- No pressure to file
You talk.
We listen.
You won’t be pushed into a decision on the first call. The goal is clarity, not a sales pitch.
It's free!
Tell us what’s happening
Share only what you’re comfortable sharing. We’ll ask a few practical questions about debts, income, and assets.
See the full set of options
A Doyle Salewski Debt Relief Manager reviews your situation and explains the cost, timing, and trade-offs of each route. A Licensed Insolvency Trustee administers any formal consumer proposal or bankruptcy.
Choose when you’re ready
If you choose a formal filing, the team handles the filing, paperwork, and creditor communication. If another route is better, we’ll tell you. Either way, you leave knowing the next step.
Get a clearer picture in about two minutes.
This short assessment helps us understand what kind of pressure you’re under. Your answers are used to review your request and prepare a more useful first conversation. There is no commitment.
Prefer to speak with someone? Call 1-888-488-5555 for a free, confidential consultation.
Local help. Licensed oversight.
Backed by federally regulated Licensed Insolvency Trustees serving Ontario and Quebec.
Request a free consultation.
Your information is used to respond to this request and handled under our Privacy Policy.
The questions people are usually afraid to ask.
Still unsure? Call 1-888-488-5555. You don’t need to have everything figured out first.
Will I lose my house or car?
Can tax debt be included?
When do collection calls stop?
How much does the first meeting cost?
Will you pressure me to file?
Get a clear picture of your debt options
Free and confidential. No obligation. Start with the private assessment or speak with someone now.
