Licensed Insolvency Trustee - Bankruptcies and Consumer Proposals
Reduce your debt by up to 80%
Thousands of Canadians have trusted Doyle Salewski’s Licensed Insolvency Trustees to help them get out of debt.
Based on 400+ reviews on
Why trust Doyle Salewski?
Fast Response
Immediate help with your debt situation - we'll reach out to you right away
Fully Transparent
No hidden fees or surprises - we'll explain everything in plain language
100% Confidential
We go above and beyond to make sure your privacy is respected at every step
Licensed & Regulated
Our trustees are licensed by the government and follow strict professional standards
Ready to get started?
In just three steps, you can leave debt behind. We’ll guide you with the care and expertise Doyle Salewski is known for across Ontario and Quebec.
Book A Free Consultation
Meet with a certified Debt Relief Manager to discuss your financial situation and explore solutions tailored to you.
Assessment & Planning
We’ll evaluate your income, expenses, and debts to create a personalized plan that fits your budget and helps you move toward financial freedom.
Start Path To Debt Freedom
Once you’re ready, we handle the paperwork and creditor negotiations, making the process smooth so you can focus on a fresh start.
A popular alternative to bankruptcy
Consumer Proposals
A consumer proposal is an alternative to bankruptcy that allows you to repay a portion of your debt over time. This legally binding agreement between you and your creditors can reduce your total debt and provide immediate relief from collection actions. We’ll work with you to create a manageable repayment plan that fits your budget.
Affordable repayment plan
Asset protection
No interest
Protection from creditors
FAQ
Common questions about Consumer Proposals
If I owe taxes, can they be included in a consumer proposal?
Yes. Personal income tax, HST, GST, and PST are all debts that can be included in a consumer proposal. If you owe a significant amount of tax debt, you should see a trustee immediately.
Can my consumer proposal be refused?
Will I lose my house?
When will creditors stop coming after me for payments?
What is counselling and do I have to take it?
You are required to attend two counselling sessions in order to complete your proposal. Counselling is normally one on one with yourself and your Debt Relief Manager and covers areas such as:
- money management skills
- budgeting
- enhancing clients’ well being
- goal setting
- implementing lifestyle changes
- how to prevent a relapse
- securing family co-operation
- examining what brought about your financial distress.
How is Doyle Salewski paid in a Consumer Proposal?
Save up to 80% on your debt!
Apply for Debt Relief
Qualifying for debt relief is as simple as letting us know how much debt you have and what kind.
A structured path to financial recovery
Personal Bankruptcy
Bankruptcy is a legal process designed to help individuals and businesses eliminate or repay their debts under the protection of the bankruptcy court. For individuals, personal bankruptcy provides a fresh start by discharging most debts or establishing a repayment plan. For businesses, bankruptcy can offer a way to restructure or liquidate assets to pay off creditors and regain financial stability.
Clear path to recovery
Immediate debt relief
Structured legal process
Protection from creditors
FAQ
Common questions about Bankruptcy
What will a Licensed Insolvency Trustee do for me?
Do I need a lawyer?
Who will know I’ve filed for bankruptcy? Will a notice be published in the newspaper?
Can a bank refuse to open an account for me because I’m bankrupt?
No. In fact, a Canadian bank cannot refuse to open a personal bank account for any of the following reasons:
- bankruptcy
- joblessness
- lack of deposit funds at the time of opening the account
Where can I get more information about personal bankruptcy?
Doyle Salewski: Expert Debt Relief Strategies For Canadians
At Doyle Salewski, our professional credit counsellors can help you put your finances in order and achieve a debt-free future – all while treating you with respect, dignity, and compassion.
Whether you’ve been feeling the effects of debt stress for a while or you’re just beginning to see problems developing, you’re here because you need help. Fear, stress, and even embarrassment, however, can make it difficult to reach out.
FAQ
Common questions about free consultations
Is there a cost to the free consultation?
Your free consultation is free, fully confidential, and carries no obligation. If you decide to proceed with any of the options presented to you, your debt relief manager will determine the cost at that time, based on the choice you make.
Which Doyle Salewski location is best for me?
While Doyle Salewski’s head office is in Ottawa, we have a number of locations throughout Ontario and Western Quebec. Choose the one most convenient to you. We’re open during regular business hours from Monday to Friday. We can usually see you on the same day or within a few days.
What should I have at hand when I call to speak with a Debt Relief Advisor?
What happens at the first appointment?
Should someone else come with me?
How long will my free consultation take?
Financial recovery requires the right tools
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