Money Issues in Marriage

Home / Blog / Financial, Debt by Janet Doyle After 20 years of helping people address their financial difficulties, we’ve seen a significant number of clients that have experienced marital breakup over money issues. While they may make the promise “for richer or for poorer”, finances are one of the top reasons couples seek marital […]

Debt and Divorce – How To Handle It

Home / Blog / Debt Finances have a huge impact on relationships and our findings show that debt stress can lead to a marital breakdown. Unfortunately, divorce is often costly in itself, and causes more conflict as assets, debts, and finances need to be separated. Aside from the direct impact to finances, the separation of […]

How Short Term Loans Become Long Term Debt

Home / Blog / Debt by Janet Doyle If you’re in need of extra cash quickly it can be easy to make the mistake of falling into a debt trap offered by predatory lenders. Advertisements promise an attractive solution for those with bad credit, but these loans often end up costing thousands of dollars in […]

Summer Fun in Ottawa – On A Budget

Home / Blog / Financial, Savingsby Janet Doyle One of the best parts of the insolvency process is that it is designed to allow clients to continue to live their lives. Clients track their spending every month, which allows them to adjust their budget and re-evaluate their financial choices. Entertainment is included as part of […]

How to Set Financial Goals You Will Achieve

Home / Blog / Financial, Savings by Janet Doyle If you’re new to managing money or if you haven’t mastered it yet then budgeting may be intimidating. At the same time, it can be the one thing you do that ensures accomplish the many goals you may have including staying out of debt. By taking […]

6 Questions About Debt Relief Answered

Home / Blog / Debt by Janet Doyle After over 20 years helping people achieve a fresh start through a consumer proposal or a bankruptcy, we’ve found that most people wish they had called us sooner, so why don’t they? The truth is that many people are embarrassed to admit they are not in control […]

6 Questions About Debt Relief Answered

After over 20 years helping people achieve a fresh start through a consumer proposal or a bankruptcy, we’ve found that most people wish they had called us sooner, so why don’t they? The truth is that many people are embarrassed to admit they are not in control of their finances and are fearful or embarrassed to ask for help.

7 Things You Should Know Before Getting a Credit Card

Home / Blog / Credit, Financialby Janet Doyle Apple and Sephora recently announced they will begin issuing credit cards later this year and are offering users attractive rewards programs. Apple has said the new credit card will have no late fees, no annual fees and no international fees in addition to a points-based reward system […]

What You Need to Know Before Taking Out a Payday Loan

Home / Blog / Loansby Brian Doyle 46% of Canadians are $200 away from not being able to pay their bills, according to a recent segment by Global News. Additionally, 31% do not make enough money to cover their monthly bills and debt payments. With so many Canadians so close to losing control of their […]

7 Quick Tips for Taxes in Canada

Home / Blog / Taxesby Janet Doyle Taxes are the largest bill Canadians pay each year and it’s not uncommon for people to become overwhelmed with filing their claims to Canada Revenue Agency (CRA). In 2017, the Financial Post reported Canadians being taxed at a rate of 42.5% of their income meaning Canadians spend more […]