How Do I Get a Copy of My Credit Report?

Home / Blog / Credit You are probably among the 21 million or so Canadians who have credit file or report but don’t know what’s in it. If you have ever applied for and been approved for a credit card, a loan or a line of credit, then credit bureaus have a credit report on […]

What is a Lien?

Home / Blog / Lien A lien is the legal right, or security interest, that a creditor has in a debtor’s property. If you buy a car, for example, you usually agree to a lien with the financing company. If you don’t make your payments, then your car could be legally seized to take care […]

What is a Judgement?

Home / Blog / Judgment, Financial In general legal terms, a judgment is a decision of a court regarding the rights and liabilities of parties in a legal action or proceeding. More specifically, in the world of debt collection, it’s when a creditor obtains a judgment against you, with the court deciding, based on the […]

What are my Debt options if I am retiring soon or already retired?

Home / Blog / Debt, Savings & Retirement Question: A recent study confirmed that well over 80% of Canadians facing retirement have not saved enough to maintain the standard of living they expect. Many will spend what is supposed to be their “golden years” in relative poverty according to Statistics Canada figures and the number of seniors […]

There are more than 160 credit card options and growing

Home / Blog / Credit Question: Variety is the spice of life. That saying applies to a lot of things like food, travel, hobbies, etc. When it comes to credit cards, variety may be more like quicksand – initial choices and decisions may appear harmless at first but once you take a few misguided steps or an unplanned […]

There’s more to an Insolvency Trustee than meets the eye

Home / Blog / Insolvency Trustee Question: Licensed Insolvency Trustee. That’s the new title replacing “Bankruptcy Trustee”. Why the change? First off, bankruptcy is a dirty word. People are afraid of what they think it means. The “Bankruptcy Trustee” title led to people making assumptions they shouldn’t make about what Trustee do and how they do it. Unless you have been […]

Dig yourself out of Debt

Home / Blog / Debt, Financial Question: It’s 2016. Our culture and society encourage us to push the limits physically, emotionally and financially. The demands of a typical lifestyle can challenge even the best incomes. But what do you do when the pace gets too hectic and the money gets too tight? What do you do when […]

Doyle Salewski Inc. donates $5,000 to The Petawawa Military Family Resource Centre

Home / Blog / Donations Doyle Salewski Inc. is a proud member of “Canada Company” through which the donation was made. Making the firm’s annual donation is Brian Doyle, President of Doyle Salewski, along with Donna O’Keefe , Director , Doyle Salewski Inc , for the Pembroke and Petawawa areas. Donna is the proud spouse […]

How is a Licensed Insolvency Trustee Paid?

Home / Blog / Bankruptcy, Financial The costs of filing for bankruptcy are set both by the federal government and the trustee. This means that the fees you pay to a Licensed Insolvency Trustee for handling your bankruptcy will likely be the same across the country. Generally speaking, a bankrupt with no surplus income can expect to pay […]

When should I seek help for my financial problems

Home / Blog / Financial Here are two ways you can judge when you might need help with your finances. First, there’s the technical rule of thumb that says you’re in serious trouble when your monthly payments for debt (not including your mortgage/rent) are more than 20 percent of your income. If you don’t have […]