Tips for Tax Season (Covid Edition)


Tax time is always tricky, but add the unthinkable year that 2020 was to the mix, it becomes so much more complicated. The tax status around covid relief benefits like CERB, CESB, CRB, CEWS AND CEBA add to the complications. It can be overwhelming to fig...

Money habits of happy couples


It will come as no surprise to you that money is one of the top causes of divorces, so what good money habits can you learn to help your relationship last?   Talk about money. For many couples, talking about money is a complicated matter. Money is a sensi...

Our Year In Review 2020


We made it! 12 months. 53 weeks. 366 days. 8784 hours, but who's counting. We survived the chaotic year that none of us could have predicted. We all know what didn't happen this year, but what did? Although it was only 366 days, the past year was momentou...

How to not go into debt this Christmas?


It's beginning to cost a lot like Christmas! While it is lovely to give and receive gifts, it can put a strain on anyone's budget, especially this year. At the same time, it's getting late to save for Christmas. You can avoid the holiday spending hangover...

Credit Score Myths


Credit reports, credit scores, and everything associated with them can become overwhelming when figuring out fact and fiction. I can guarantee that my father still thinks some credit myths are facts because his father told him and so forth. Some are just ...

November Financial Literacy Books To Read


November is Financial literacy month; to celebrate, we will be sharing our best financial book recommendations to get the ball rolling. We know what you're thinking financial books on the must-read list, aren't they boring? No way! Financial books don't h...

New Covid Benefits Explained


2020 has been a financial rollercoaster; with the ongoing global pandemic caused by COVID-19, Canadians have been affected in numerous ways. The most notable impact is how it has affected the financial circumstances of many Canadians. With growing unemplo...

Everything you need to know about OSAP and SLOC


The least exciting thing about going off to post-secondary is planning how you are going to pay for it. While there are many options out there to pay for post-secondary, the most popular ways are either OSAP or a Student Line of Credit. OSAP (Ontario Stud...

How not to go broke planning a wedding?


Pop that champagne, you're getting married! Congratulations on your engagement! After announcing the big news to friends and family, it’s time to start planning for your big day. That means creating a wedding budget and putting those plans into action. It...

How to budget for Post Secondary Education


Figuring out your finances for post-secondary can be an extremely stressful time for many students due to the costs of tuition. For many students this will be their first time on their own so having a budget tailored to them can cut stress and overspendin...

Back to School Saving Tips


Back to school time is usually a stressful yet exciting time for parents and children alike, filled with new school supplies for the hopeful new school year. This year is beginning to look a little different with many schools switching to online learning ...

Let’s talk about budgeting


Let’s talk about budgeting, more so how to budget during a recession. I know what you’re thinking: budgeting and recession are two dirty words we don’t want to think about, but now more than ever we need to face them. Everyone should be budgeting no matte...

Fear of Missing Out (FOMO) & Debt


The fear of missing out (FOMO) is massive now. A new Credit Karma survey of 1,050 Canadians aged 19-39 shows half of young adults have spent money they didn't have and gone into debt in order to keep up with their peers. While 35% said they didn’t feel co...

Holiday activities that cost (almost) nothing


This Monday is a Civic Holiday in Ontario, which means for most an extra day to relax and a four-day week ahead of us. While this should be something to look forward to, it can be a cause of stress to some as they plan ways to spend it. Occasionally this ...

Ottawa Summer Staycation


Ottawa Summer Staycation Summer is here in full blast with heat waves and summer sun! But with Covid-19, summer travels aren’t happening this year. So, to beat those stay at home blues we have created the best Ottawa staycation guide to fun, sun and soci...

Financial wellness and what it really looks like


In this era of practicing self care it seems we often forget how important financial self care really is. I don’t mean in the sense of treating yourself to something material, but the stress relief associated with beginning to understand your finances. Th...

Talking Finances with Family


Money and stress go hand in hand and there are countless statistics to prove it. So why is talking about money with family and loved ones such a taboo topic? Today (and every day) we are going to bridge that gap so talking about money becomes a normal and...

The tax deadline is quickly approaching


The tax deadline is quickly approaching, which if you didn’t know, is June 1st, (how are we almost in June?!) which is why we decided to put together our best tax tips for getting them done with ease along with free software to make the job that much easi...

COVID-19 in Canada How to Manage Your Finances in Uncertain Times


COVID-19 in Canada: How to Manage Your Finances in Uncertain Times Many Canadians are facing uncertainty as the effects of the COVID-19 pandemic changes our ability to work, pay our bills, keep a roof over our heads and put food on the table. As businesse...

Plan a Wedding on a Budget: 7 things to Consider, plus 18 ways to save!


According to TheKnot.com, the average couple spends $29,450 on their wedding. Even attending a wedding typically costs $888 while members of the wedding party can expect to pay well over $1000 to be a part of the big day. Given the high cost of the celebr...

How to Deal with the Christmas Spending Hangover


If you’re like most Canadians, Christmas is a time for spending. In addition to gifts, there’s travel, holiday parties, Christmas baking, and other expenses that seem to creep up seemingly out of nowhere. Most people don’t have a budget for the holidays, ...

Christmas Budget Tips


4 Ways to Afford the Holidays in 2019 The holidays are coming up quickly, and while for most people this is a time of year that brings joy, it can also cause anxiety for those struggling financially. According to a report by Manulife Financial, 60% of Can...

Your Credit Report and Credit Score Explained


Everyone has one – a credit report, and a resulting score. From the time a Canadian consumer turns 18, credit becomes a very important number that has a huge effect on their life. You need credit for leases like homes or vehicles, or to apply for a mortga...

12 Ways to Save on Back to School Shopping


It may come as a shock that Canadian families spend more on back to school than Christmas. An Angus Reid poll of more than 1,400 Canadians shows that 76% of moms say that back to school shopping puts a strain on finances, and 40% say it will take months t...

How to Deal with Tax Debt


If you’re feeling overwhelmed by outstanding tax debts, you aren’t alone. In 2018, Canadians owed $43.8 billion in outstanding tax debt to the Canada Revenue Agency. The CRA has been working hard to collect the debt from Canadians, and the CRA’S ability t...