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The solution for excessive debt: don’t bury your head in the sand
Home / Blog / Debt, Financial, Savings by Marc Rouleau Embarrassment. That is the most common emotion that keeps someone carrying too much debt from asking for help. Granted,we can’t repress how we feel but at what cost? It’s not always blatantly obvious that we are carrying too much debt. Many survive by

Did you know 26 Million Canadians carry some form of debt.
Home / Blog / Debt, Financialby Marc Rouleau Transunion reported earlier this month that that 26 million Canadians have some form of debt. That’s more than 70% of the entire population (including all children who can’t even contract debt!). Transunion also estimates that bankruptcies would more than double if interest rates increased

Should I consider getting a debt consolidation loan to pay my credit card debt
Home / Blog / Debt, Financial I have been carrying credit card debt for some time now. For the most part, I make the minimum payments on time every month and pay more if I can afford to. The problem is that interest eats up most of my payments and the balance

What will happen to my business if I file a consumer proposal?
Home / Blog / Consumer Proposal, Financial In past columns, we’ve discussed several cases where consumer proposals are a practical way to offer a fair settlement to creditors. If you are a business owner, you may be wondering what will happen to your business if you decide to file a

Who will listen to me if I have questions about excessive debt
Home / Blog / Debt The 2016 Summer Olympics just ended. The overwhelming theme heard during Olympic athlete interviews s is that they could not have reached this level of competition without the support of family, friends and world class coaching. The support is even more important in moments when they failed,

Financing your next car: what can you afford?
Home / Blog / Financial, Savings Everyone needs a car. That’s what the car manufacturers and dealers would like us to believe. Truth is, there are more people getting along just fine without one. However, many rely on their own vehicle to get to work, run errands or travel to visit family and