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What is a Writ?
Home / Blog / Financial In general terms, a writ is a form of written command in the name of a court or other legal authority to act, or abstain from acting, in some way. In the world of financial debt, a writ is issued by a court after a
How To Avoid a Tax Lien On Your Home
Home / Blog / Lien, Financial You are not in a happy place because its tax time once again. Not only do you have to get all of your information together for your 2015 tax return but in the back of your mind, you know that you still owe income taxes from
Can My Pension Be Seized?
Home / Blog / Wages The good news is that private and government pensions, under the Ontario Pensions act, cannot be garnisheed by a normal creditor, such as a credit card company. You can only make garnishments under the Ontario Wages Act, and pensions aren’t work wages. The bad news
How Do I Get a Copy of My Credit Report?
Home / Blog / Credit You are probably among the 21 million or so Canadians who have credit file or report but don’t know what’s in it. If you have ever applied for and been approved for a credit card, a loan or a line of credit, then credit bureaus
What is a Lien?
Home / Blog / Lien A lien is the legal right, or security interest, that a creditor has in a debtor’s property. If you buy a car, for example, you usually agree to a lien with the financing company. If you don’t make your payments, then your car could be
What is a Judgement?
Home / Blog / Judgment, Financial In general legal terms, a judgment is a decision of a court regarding the rights and liabilities of parties in a legal action or proceeding. More specifically, in the world of debt collection, it’s when a creditor obtains a judgment against you, with the
