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Credit

Your Credit Report and Credit Score Explained

Home / Blog / Creditby Janet Doyle Everyone has one – a credit report, and a resulting score. From the time a Canadian consumer turns 18, credit becomes a very important number that has a huge effect on their life. You need credit for leases like homes or vehicles, or

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Credit

7 Things You Should Know Before Getting a Credit Card

Home / Blog / Credit, Financialby Janet Doyle Apple and Sephora recently announced they will begin issuing credit cards later this year and are offering users attractive rewards programs. Apple has said the new credit card will have no late fees, no annual fees and no international fees in addition

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Credit

How Do I Get a Copy of My Credit Report?

Home / Blog / Credit You are probably among the 21 million or so Canadians who have credit file or report but don’t know what’s in it. If you have ever applied for and been approved for a credit card, a loan or a line of credit, then credit bureaus

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Credit

There are more than 160 credit card options and growing

Home / Blog / Credit Question: Variety is the spice of life. That saying applies to a lot of things like food, travel, hobbies, etc. When it comes to credit cards, variety may be more like quicksand – initial choices and decisions may appear harmless at first but once you take a few

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Bankruptcy

What is a credit rating, and how does bankruptcy affect it?

/*! elementor – v3.10.2 – 29-01-2023 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px} Home / Blog / Credit, Bankruptcy We’ve all heard the term credit rating, and chances are pretty good that we know that our rating influences a bank’s decision whether or not to lend us money, give us

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Bankruptcy

Can one spouse file bankruptcy without damaging the other’s credit?

/*! elementor – v3.10.2 – 29-01-2023 */ .elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px} Home / Blog / Bankruptcy, Credit Whether or not you can file for bankruptcy without affecting your spouse will depend on the debts that are owed. If you’re the only one who signed for the debts, then

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