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How to not go into debt this Christmas?

Home / Blog / Debt, Financial by Katie Weber It’s beginning to cost a lot like Christmas! While it is lovely to give and receive gifts, it can put a strain on anyone’s budget, especially this year. At the same time, it’s getting late to save for Christmas. You can

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Credit

Credit Score Myths

Home / Blog / Debt, Savings & Retirement Credit reports, credit scores, and everything associated with them can become overwhelming when figuring out fact and fiction. I can guarantee that my father still thinks some credit myths are facts because his father told him and so forth. Some are just

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Credit

Let’s talk about budgeting

Let’s talk about budgeting, more so how to budget during a recession. I know what you’re thinking: budgeting and recession are two dirty words we don’t want to think about, but now more than ever we need to face them.

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Credit

Fear of Missing Out (FOMO) and Debt

The fear of missing out (FOMO) is massive now. A new Credit Karma survey of 1,050 Canadians aged 19-39 shows half of young adults have spent money they didn’t have and gone into debt in order to keep up with their peers.

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Credit

How to Deal with the Christmas Spending Hangover

Home / Blog / Financial, Savingsby Janet Doyle If you’re like most Canadians, Christmas is a time for spending. In addition to gifts, there’s travel, holiday parties, Christmas baking, and other expenses that seem to creep up seemingly out of nowhere. Most people don’t have a budget for the holidays,

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Credit

7 Things You Should Know Before Getting a Credit Card

Home / Blog / Credit, Financialby Janet Doyle Apple and Sephora recently announced they will begin issuing credit cards later this year and are offering users attractive rewards programs. Apple has said the new credit card will have no late fees, no annual fees and no international fees in addition

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Credit

Your Credit Report and Credit Score Explained

Home / Blog / Creditby Janet Doyle Everyone has one – a credit report, and a resulting score. From the time a Canadian consumer turns 18, credit becomes a very important number that has a huge effect on their life. You need credit for leases like homes or vehicles, or

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Credit

How Do I Get a Copy of My Credit Report?

Home / Blog / Credit You are probably among the 21 million or so Canadians who have credit file or report but don’t know what’s in it. If you have ever applied for and been approved for a credit card, a loan or a line of credit, then credit bureaus

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