Financial recovery requires the right tools
Home / Blog / Financial, Savingsby Janet Doyle If you’re like most Canadians, Christmas is a time for spending. In addition to gifts, there’s travel, holiday parties, Christmas baking, and other expenses that seem to creep up seemingly out of nowhere. Most people don’t have a budget for the holidays,
Home / Blog / Savings by Janet Doyle It may come as a shock that Canadian families spend more on back to school than Christmas. An Angus Reid poll of more than 1,400 Canadians shows that 76% of moms say that back to school shopping puts a strain on finances,
Home / Blog / Financial, Debt by Janet Doyle After 20 years of helping people address their financial difficulties, we’ve seen a significant number of clients that have experienced marital breakup over money issues. While they may make the promise “for richer or for poorer”, finances are one of the
Home / Blog / Financial, Savingsby Janet Doyle One of the best parts of the insolvency process is that it is designed to allow clients to continue to live their lives. Clients track their spending every month, which allows them to adjust their budget and re-evaluate their financial choices. Entertainment
Home / Blog / Financial, Savings by Janet Doyle If you’re new to managing money or if you haven’t mastered it yet then budgeting may be intimidating. At the same time, it can be the one thing you do that ensures accomplish the many goals you may have including staying
Home / Blog / Credit, Financialby Janet Doyle Apple and Sephora recently announced they will begin issuing credit cards later this year and are offering users attractive rewards programs. Apple has said the new credit card will have no late fees, no annual fees and no international fees in addition
Home / Blog / Dept, Financial Falling into debt is more common than you’d think. According to the CBC, the average Canadian owes $22,000 in non-mortgage debt. What’s more, Canadians, on average, owe $1.67 for every dollar of income. The reason for this is fairly simple: while the average Canadian
Home / Blog / Savings, Financial by Marc Rouleau The time for making resolutions for 2017 has come and gone. Many have signed up for gym memberships, made commitments to eat healthier and get various aspects of their lives in order. We often forget or avoid dealing with financial goals because
Home / Blog / Financial by Marc Rouleau It’s been well documented that more than 100,000 public servants were either over paid, under paid or not paid at all since the federal government decided to migrate to a new payroll system last winter. While some of the problems have been
Home / Blog / Financialby Marc Rouleau Before we enter pre-school, most of us were taught how to count to 10 using our fingers. This basic arithmetic is the basis for more difficult and complex mathematics down the road. With these skills, we can make sure we receive the correct
