What is Credit Counselling and How Can It Help?

One of the sad facts of life is that very few people are actually taught how to manage their finances. Worse, many people think of money as being a private matter and won’t discuss it even when they know they need help. Small wonder then, that so many of us find ourselves struggling financially. But it doesn’t have to be that way.

Credit counselling can not only help you get out of a financial tight spot, it can also put you on the road toward true financial health. A good credit counsellor can:

  • Offer one-on-one counselling to teach you how to set up and maintain a budget
  • Help you learn to use credit wisely
  • Show you how to improve your credit rating
  • Assist you with a debt management program (read our caution about such programs here)

If you decide to seek credit counselling help, remember that not all credit counsellors are created equally. Be sure to do your homework before you sign a contract or agreement with an agency, and keep these points in mind:

At Doyle Salewski, we require all our credit counsellors to be fully accredited by the Canadian Association of Insolvency and Restructuring Professionals.  For more information about credit counselling or to find out how it can help you, call us today to schedule a free, no obligation consultation: in Ottawa call 613-237-5555; out of town, call toll-free 1-800-517-9926 or book online now.

 

© 2017 Doyle Salewski Inc. - Licensed Insolvency Trustee - All Rights Reserved.