What happens when I call Doyle Salewski to ask for help?

January 23, 2017

Home / Blog / Financial, Savings, Debt
by Marc Rouleau

One of the most difficult things we have to do in life is ask for help.  Offering help comes to most of us naturally but asking for help, not so much. Many are willing and some able to tough it out and get through rough patches in life.  Figure things out on their own.  Lean on some friends or family for support and advice. Search the internet for solutions based on initial “symptoms” we uncover. These tactics can be valuable to a point.  When the problem becomes serious and we are not able to self-medicate, it’s best to turn to a professional for help.

What happens when I call Doyle Salewski to ask for help?

Picking up the phone and asking for help to manage excessive debt is not easy. We understand that it takes a lot of courage to call Doyle Salewski. You have likely attempted to make some temporary arrangements on your own but continue to fall behind. Creditors are becoming impatient. Fees and interest do not take holidays. You’ve decided that your debt load has become unmanageable and that it’s time to ask for professional help.

Deciding where to call first can be confusing because the solutions for excessive debt are not easy to find: Budgeting? Consolidation? Bankruptcy? Consumer Proposals? What are these things? What do I need?

When you call Doyle Salewski, you will speak with an experienced counsellor. You may not know where to start.  You may have lost your job, are suffering from health issues, have loaned money to a family member or friend to cover expenses or perhaps you are going through a separation. You may be living beyond your means and spending more than you make. As a result, your finances are a mess. Our counsellor will guide you by listening to your story. It’s crucial that you explain your financial situation to someone you can trust, who has experience and can pinpoint key issues.

Once we understand where you are coming from, we will offer you a free, no obligation initial meeting with a counsellor. You will be asked to bring in some basic financial information such a pay stub, copy of your last tax return and bank statement as well as invoices and bills from each creditor. The counsellor will help create a budget and help you figure out where your spending can be scaled back. The initial meeting supported by the paperwork will allow the counsellor to fully understand your financial situation before we can suggest an appropriate solution for you.

For many years, most people thought that they should only call Doyle Salewski if they had already decided they needed to file a bankruptcy. This is no longer the case. You may be surprised to learn that approximately 2/3 of the people who contact us do not need to proceed with a formal filing. They do however come away with useful information to help them manage their excessive debt. Once they spend an hour discussing their situation during an initial meeting, most people are happy to find out they can avoid bankruptcy.  They discover that they can settle their debts by finding an affordable solution which may include applying for a consolidation loan, refinancing their mortgage or filing a Consumer Proposal.

In cases where a Consumer Proposal is filed, Doyle Salewski will provide protection immediately and negotiate a settlement with creditors that is fair and reasonable for everyone.  An efficient way to take the pressure off so you can breathe again.

If you are burdened with debt stress, asking for sound advice is a sign of strength and the smart thing to do. Asking sooner rather than later is always better. Try our debt reduction calculator and call Doyle Salewski today for your free, no obligation consultation. You’ll be glad you did.

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