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DSI's Finance Blog: Valuable finance pro tips for Canadians

How to Work with your Creditors

You want to pay your bills, but lately it’s impossible even to meet the minimum payments or due dates. You also want help, but all you’re getting are hassles from creditors. What do you do? First of all, it’s difficult to negotiate with a creditor who has been ignored. Therefore,

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What Happens If I Default on My Consumer Proposal

Home / Blog / Consumer Proposal Once you’ve filed a consumer proposal and it has been accepted by your creditors, it is legally binding on both you and them. You must make the payments you’ve agreed to, and your creditors cannot take any further action against you as long as

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Alternatives to Filing for Bankruptcy

Home / Blog / Bankruptcy If you find yourself overwhelmed by your debts (and perhaps even fending off calls from creditors and their collection agencies), you may think bankruptcy is your only hope of getting out of financial difficulty.  In reality, however, bankruptcy should always be your last resort—and you

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