People of all ages and from all walks of life can end up in financial trouble. Sometimes it’s because they have little or no training in managing personal finances, but more often because they just became overwhelmed by unexpected circumstances.

If you recognize yourself in any of the following, you may be one of many like you who need financial help:

These are all indicators that you may be spending more than you earn—and suffering unnecessary debt stress. Take your first step toward securing financial freedom and contact Doyle Salewski today to find out how credit counselling services can help you: in Ottawa, 613-237-5555; out of town, toll-free 1-800-517-9926; email [email protected].