Debt Solutions

Consumer Proposals

Reduce debt and avoid bankruptcy

Consumer Proposal Guide

Step-by-step guidance on the process

Why Choose a Consumer Proposal

Understand the benefits over other options

Consumer Proposal Facts & Myths

Clear up common misconceptions

Consumer Proposal FAQ

Find answers to the most common questions

What Does a Consumer Proposal Cost?

Let's start with the facts

Personal Bankruptcy

Learn about the process and requirements

Bankruptcy vs. Consumer Proposals

Which option suites you best?

Bankruptcy Requirements

Eligibility for personal bankruptcy

Bankruptcy FAQ

Get answers to common questions

Business Debt Solutions

Save up to 80% on your debt

Commercial Team

Learn about the filing process

Schedule a Free Consultation

Regain control of your finances

Tracey Toman

Senior Vice-President CIRP, LIT

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Debt Support

Student and Recent Grads

Debt advice tailored for students

Single and Divorced Parents

Managing debt as a single or divorced parent

Seniors

Financial solutions designed for seniors

Residents Outside Canada

How to handle debt while living abroad

High Income Earners

The potential impact of unresolved debt

Business Owners

We guide businesses back to fiscal stability

Debt Calculator

Estimate your debt repayment options

Stopping Collection Calls

How to stop harassing calls

Wage Garnishment

How to stop wage garnishment

Debt Consolidation

Learn about combining debt

Our Resources

Tools for managing debt

Consequences of Debt

Understand the risks of unpaid debt

Credit Card Debt

Get help managing credit card debt

Tax Debt

tax-related debt relief

Bank Loans

Bank loan debt options

Student Loans

Send us your question

Payday Loans

Escape the Payday loan cycle

Debt Calculator

Compare debt repayment options

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Locations
Arnprior

Barry’s Bay

Brockville

Belleville

Campbellford

Carleton Place
Cornwall

Embrun

Gatineau

Montreal

Napanee

Nepean (Head-Office)
Orleans

Ottawa (Downtown)

Pembroke

Perth

Picton

Renfrew
Smith Falls

Trenton

Toronto

Tweed

Windsor
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Contact Us

Andrea Fumerton

Debt Relief Manager

About Us

Meet our team: Andrea Fumerton

Andrea Fumerton has been an important member of the Doyle Salewski team since 2016. Starting in administration, she has taken on a wide range of roles and gained valuable experience across the firm. Andrea has completed the Canadian Association of Insolvency and Restructuring Professionals (CAIRP) Practical Course on Insolvency Counselling, along with the Insolvency Administration Course. Her dedication, knowledge, and supportive approach make her a trusted part of our team.

How We Help You

At Doyle Salewski, we offer a range of services designed to help you navigate financial difficulties and regain control of your finances. Our expert team is here to provide the support and solutions you need, tailored to your unique situation.

Personal Bankruptcy

This process involves assigning your assets to a Licensed Insolvency Trustee to eliminate your debts and provide you with a fresh start.

Consumer Proposal

A consumer proposal is an alternative to bankruptcy that allows you to negotiate with your creditors to repay a portion of your debts over an extended period.

Debt Management

A debt management plan is a structured repayment program negotiated by a credit counsellor on your behalf.

Debt Consolidation

Debt consolidation involves combining multiple debts into a single loan with one monthly payment.

Credit Counselling

Credit counselling provides you with professional advice and support to help you manage your finances and develop a plan to pay off your debts.

Corporate Bankruptcy

Corporate bankruptcy is an option for businesses that are unable to pay their debts.

Corporate Proposal

Allows a business to negotiate with creditors to repay a portion of debts over an extended period.

Financial recovery requires the right tools

DSI's Finance Blog: Valuable finance pro tips for Canadians

What happens to my vehicle in a consumer proposal or bankruptcy?

Home / Blog / Consumer Proposal, Bankruptcy If you’re considering the possibility of filing a consumer proposal or declaring bankruptcy, you should be aware that assets such as vehicles are handled very differently in those two procedures. In a consumer proposal, if you own the vehicle free and clear, you

Quebec Residents Hit With Credit Card Minimum Payment Hike

Home / Blog / Credit by Janet Doyle Mandatory Minimum Credit Card Payments in Quebec Are Going Up! Could this also happen in other provinces? Here’s what you need to know: On August 1, 2019, Quebec residents will be required to pay at least 2% of the balance owing on

Student loans, bankruptcy, and consumer proposals

Home / Blog / Student Loans, Bankruptcy, Consumer Proposal When you declare bankruptcy or file a consumer proposal, most—but not all—of your debts are discharged at the end of your bankruptcy/consumer proposal term. This means your debts are forgiven (in bankruptcy) or considered paid in full (in a consumer proposal),

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