Debt Solutions

Consumer Proposals

Reduce debt and avoid bankruptcy

Consumer Proposal Guide

Step-by-step guidance on the process

Why Choose a Consumer Proposal

Understand the benefits over other options

Consumer Proposal Facts & Myths

Clear up common misconceptions

Consumer Proposal FAQ

Find answers to the most common questions

What Does a Consumer Proposal Cost?

Let's start with the facts

Personal Bankruptcy

Learn about the process and requirements

Bankruptcy vs. Consumer Proposals

Which option suites you best?

Bankruptcy Requirements

Eligibility for personal bankruptcy

Bankruptcy FAQ

Get answers to common questions

Business Debt Solutions

Save up to 80% on your debt

Commercial Team

Learn about the filing process

Schedule a Free Consultation

Regain control of your finances

Tracey Toman

Senior Vice-President CIRP, LIT

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Debt Support

Student and Recent Grads

Debt advice tailored for students

Single and Divorced Parents

Managing debt as a single or divorced parent

Seniors

Financial solutions designed for seniors

Residents Outside Canada

How to handle debt while living abroad

High Income Earners

The potential impact of unresolved debt

Business Owners

We guide businesses back to fiscal stability

Debt Calculator

Estimate your debt repayment options

Stopping Collection Calls

How to stop harassing calls

Wage Garnishment

How to stop wage garnishment

Debt Consolidation

Learn about combining debt

Our Resources

Tools for managing debt

Consequences of Debt

Understand the risks of unpaid debt

Credit Card Debt

Get help managing credit card debt

Tax Debt

tax-related debt relief

Bank Loans

Bank loan debt options

Student Loans

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Payday Loans

Escape the Payday loan cycle

Debt Calculator

Compare debt repayment options

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Napanee

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Ottawa (Downtown)

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Perth

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Renfrew
Smith Falls

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Toronto

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Windsor
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Reviews and Testimonials

Our Happy Customers' Reviews and Testimonials

About Us

Discover what our valued clients have to say about their experiences with Doyle Salewski. We take great pride in providing exceptional financial services and debt relief solutions. Read the heartfelt testimonials and reviews below to learn how our dedicated team has helped individuals and businesses overcome their financial challenges. Join the growing list of satisfied customers who have found financial freedom and peace of mind with Doyle Salewski

How We Help You

At Doyle Salewski, we offer a range of services designed to help you navigate financial difficulties and regain control of your finances. Our expert team is here to provide the support and solutions you need, tailored to your unique situation.

Personal Bankruptcy

This process involves assigning your assets to a Licensed Insolvency Trustee to eliminate your debts and provide you with a fresh start.

Consumer Proposal

A consumer proposal is an alternative to bankruptcy that allows you to negotiate with your creditors to repay a portion of your debts over an extended period.

Debt Management

A debt management plan is a structured repayment program negotiated by a credit counsellor on your behalf.

Debt Consolidation

Debt consolidation involves combining multiple debts into a single loan with one monthly payment.

Credit Counselling

Credit counselling provides you with professional advice and support to help you manage your finances and develop a plan to pay off your debts.

Corporate Bankruptcy

Corporate bankruptcy is an option for businesses that are unable to pay their debts.

Corporate Proposal

Allows a business to negotiate with creditors to repay a portion of debts over an extended period.

Financial recovery requires the right tools

DSI's Finance Blog: Valuable finance pro tips for Canadians

Consumer Proposal: How to file in Ontario

Table of Contents Updated October 20, 2025 · Ontario guidance · Verified against OSB/CRA/credit‑bureau sources. This page explains how consumer proposals work for Ontario residents, including eligibility, the filing process, pros and cons, credit impact, CRA considerations, costs, and how to start with a Licensed Insolvency Trustee. What is a consumer proposal?

Debt and Divorce – How To Handle It

Home / Blog / Debt Finances have a huge impact on relationships and our findings show that debt stress can lead to a marital breakdown. Unfortunately, divorce is often costly in itself, and causes more conflict as assets, debts, and finances need to be separated. Aside from the direct impact

Home Ownership During a Bankruptcy or Consumer Proposal

Home / Blog / Bankruptcy, Consumer Proposal If you’re considering bankruptcy or a consumer proposal, you might be wondering what will happen to your home. Will you lose it to your creditors? Have to sell it? Be able to keep it? The answer is: it depends. Whether you file for

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