At Doyle Salewski, we offer a range of services designed to help you navigate financial difficulties and regain control of your finances. Our expert team is here to provide the support and solutions you need, tailored to your unique situation.
This process involves assigning your assets to a Licensed Insolvency Trustee to eliminate your debts and provide you with a fresh start.
A consumer proposal is an alternative to bankruptcy that allows you to negotiate with your creditors to repay a portion of your debts over an extended period.
A debt management plan is a structured repayment program negotiated by a credit counsellor on your behalf.
Debt consolidation involves combining multiple debts into a single loan with one monthly payment.
Credit counselling provides you with professional advice and support to help you manage your finances and develop a plan to pay off your debts.
Corporate bankruptcy is an option for businesses that are unable to pay their debts.
Allows a business to negotiate with creditors to repay a portion of debts over an extended period.
Financial recovery requires the right tools
Home / Blog / Debt by Janet Doyle If you’re in need of extra cash quickly it can be easy to make the mistake of falling into a debt trap offered by predatory lenders. Advertisements promise an attractive solution for those with bad credit, but these loans often end up
Home / Blog / Consumer Proposal Once you’ve filed a consumer proposal and it has been accepted by your creditors, it is legally binding on both you and them. You must make the payments you’ve agreed to, and your creditors cannot take any further action against you as long as
Table of Contents Updated October 20, 2025 · Ontario guidance · Verified against OSB/CRA/credit‑bureau sources. This page explains how consumer proposals work for Ontario residents, including eligibility, the filing process, pros and cons, credit impact, CRA considerations, costs, and how to start with a Licensed Insolvency Trustee. What is a consumer proposal?
