At Doyle Salewski, we offer a range of services designed to help you navigate financial difficulties and regain control of your finances. Our expert team is here to provide the support and solutions you need, tailored to your unique situation.
This process involves assigning your assets to a Licensed Insolvency Trustee to eliminate your debts and provide you with a fresh start.
A consumer proposal is an alternative to bankruptcy that allows you to negotiate with your creditors to repay a portion of your debts over an extended period.
A debt management plan is a structured repayment program negotiated by a credit counsellor on your behalf.
Debt consolidation involves combining multiple debts into a single loan with one monthly payment.
Credit counselling provides you with professional advice and support to help you manage your finances and develop a plan to pay off your debts.
Corporate bankruptcy is an option for businesses that are unable to pay their debts.
Allows a business to negotiate with creditors to repay a portion of debts over an extended period.
Financial recovery requires the right tools
Table of Contents Updated October 20, 2025 · Ontario guidance · Verified against OSB/CRA/credit‑bureau sources. This page explains how consumer proposals work for Ontario residents, including eligibility, the filing process, pros and cons, credit impact, CRA considerations, costs, and how to start with a Licensed Insolvency Trustee. What is a consumer proposal?
Home / Blog / Debt by Janet Doyle After over 20 years helping people achieve a fresh start through a consumer proposal or a bankruptcy, we’ve found that most people wish they had called us sooner, so why don’t they? The truth is that many people are embarrassed to admit
Home / Blog / Credit If you and your trustee have put together a reasonable consumer proposal, it’s likely your creditors will accept it. Why? Because proposals require that creditors be paid more through a consumer proposal than if you were to become bankrupt. Sometimes, however, one or more of your
