
Student loans, bankruptcy, and consumer proposals
Home / Blog / Student Loans, Bankruptcy, Consumer Proposal When you declare bankruptcy or file a consumer proposal, most—but not all—of your debts are discharged
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Home / Blog / Student Loans, Bankruptcy, Consumer Proposal When you declare bankruptcy or file a consumer proposal, most—but not all—of your debts are discharged

Home / Blog / Debt by Janet Doyle If you’re in need of extra cash quickly it can be easy to make the mistake of

Home / Blog / Savings, Financialby Marc Rouleau Time seems to fly at this time of year. One minute we are raking leaves, taking fall hikes,
Home / Blog / Consumer Proposal You’ve made the decision to seek help with reducing your financial stress and you, with assistance from your licensed

Home / Blog / Debt by Janet Doyle After over 20 years helping people achieve a fresh start through a consumer proposal or a bankruptcy,

Table of Contents Updated October 20, 2025 · Ontario guidance · Verified against OSB/CRA/credit‑bureau sources. This page explains how consumer proposals work for Ontario residents, including eligibility,