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Welcome to Doyle Salewski's Debt Relief Blog

Expert guidance, practical solutions, and fresh starts for Canadians

Can Creditors Garnish CPP or OAS? How a Consumer Proposal Protects You

Worried about debt in retirement? Learn if creditors like the CRA can garnish your CPP or OAS. A consumer proposal can stop collections & protect your pension income.

Income Tax Debt in a Bankruptcy or Consumer Proposal

Can Tax Debt Be Included in Bankruptcy or a Consumer Proposal? Yes — and here’s what every Canadian taxpayer needs to know. If you owe money to the Canada Revenue Agency (CRA), you’re not alone. Many individuals struggling with debt find themselves owing back taxes — sometimes a significant amount.

March Break Madness: 4 Ways to Have Fun and Save Money!

Home / Blog / Savings, Financial March Break is an annual event that can cause you a lot of stress. If you and your partner both work. you need to find childcare options for your kids. If you can get time off, then you’ve got to come up with activities

Tips for Tax Season (Covid Edition)

Taxable Covid Relief Benefits: Tax time is always tricky, but add the unthinkable year that 2020 was to the mix, it becomes so much more complicated. The tax status around covid relief benefits like CERB, CESB, CRB, CEWS AND CEBA add to the complications. It can be overwhelming to figure

Money habits of happy couples

Home / Blog / Financial, Savings by Katie Weber It will come as no surprise to you that money is one of the top causes of divorces, so what good money habits can you learn to help your relationship last? Talk about money. For many couples, talking about money is

Our Year In Review 2020

We made it! 12 months. 53 weeks. 366 days. 8784 hours, but who’s counting. We survived the chaotic year that none of us could have predicted. We all know what didn’t happen this year, but what did? Although it was only 366 days, the past year was momentous in many ways. A new office, some new faces, and many hours making sure we could serve you safely – 2020 was a year to remember.

How We Help You

At Doyle Salewski, we offer a range of services designed to help you navigate financial difficulties and regain control of your finances. Our expert team is here to provide the support and solutions you need, tailored to your unique situation.

Personal Bankruptcy

This process involves assigning your assets to a Licensed Insolvency Trustee to eliminate your debts and provide you with a fresh start.

Consumer Proposal

A consumer proposal is an alternative to bankruptcy that allows you to negotiate with your creditors to repay a portion of your debts over an extended period.

Debt Management

A debt management plan is a structured repayment program negotiated by a credit counsellor on your behalf.

Debt Consolidation

Debt consolidation involves combining multiple debts into a single loan with one monthly payment.

Credit Counselling

Credit counselling provides you with professional advice and support to help you manage your finances and develop a plan to pay off your debts.

Corporate Bankruptcy

Corporate bankruptcy is an option for businesses that are unable to pay their debts.

Corporate Proposal

Allows a business to negotiate with creditors to repay a portion of debts over an extended period.

Financial recovery requires the right tools

DSI's Finance Blog: Valuable finance pro tips for Canadians

What Happens After You File a Consumer Proposal

Home / Blog / Consumer Proposal You’ve made the decision to seek help with reducing your financial stress and you, with assistance from your licensed trustee, have decided that a consumer proposal is your best option, and your trustee has filed all the necessary paperwork. That’s it, right? You’re done! Well…not quite. In

How is a Licensed Insolvency Trustee Paid?

Home / Blog / Bankruptcy, Financial The costs of filing for bankruptcy are set both by the federal government and the trustee. This means that the fees you pay to a Licensed Insolvency Trustee for handling your bankruptcy will likely be the same across the country. Generally speaking, a bankrupt with

What Happens if Your Creditors Request a Meeting

Home / Blog / Credit If you and your trustee have put together a reasonable consumer proposal, it’s likely your creditors will accept it. Why? Because proposals require that creditors be paid more through a consumer proposal than if you were to become bankrupt. Sometimes, however, one or more of your