Debt Solutions

Consumer Proposals

Reduce debt and avoid bankruptcy

Consumer Proposal Guide

Step-by-step guidance on the process

Why Choose a Consumer Proposal

Understand the benefits over other options

Consumer Proposal Facts & Myths

Clear up common misconceptions

Consumer Proposal FAQ

Find answers to the most common questions

What Does a Consumer Proposal Cost?

Let's start with the facts

Personal Bankruptcy

Learn about the process and requirements

Bankruptcy vs. Consumer Proposals

Which option suites you best?

Bankruptcy Requirements

Eligibility for personal bankruptcy

Bankruptcy FAQ

Get answers to common questions

Business Debt Solutions

Save up to 80% on your debt

Commercial Team

Learn about the filing process

Schedule a Free Consultation

Regain control of your finances

Tracey Toman

Senior Vice-President CIRP, LIT

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Debt Support

Student and Recent Grads

Debt advice tailored for students

Single and Divorced Parents

Managing debt as a single or divorced parent

Seniors

Financial solutions designed for seniors

Residents Outside Canada

How to handle debt while living abroad

High Income Earners

The potential impact of unresolved debt

Consequences of Debt

Send us your question

Debt Calculator

Estimate your debt repayment options

Stopping Collection Calls

How to stop harassing calls

Wage Garnishment

How to stop wage garnishment

Debt Consolidation

Learn about combining debt

Our Resources

Tools for managing debt

Consequences of Debt

Understand the risks of unpaid debt

Credit Card Debt

Get help managing credit card debt

Tax Debt

tax-related debt relief

Bank Loans

Bank loan debt options

Student Loans

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Payday Loans

Escape the Payday loan cycle

Debt Calculator

Compare debt repayment options

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Locations
Arnprior

Barry’s Bay

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Belleville

Campbellford

Carleton Place
Cornwall

Embrun

Gatineau

Montreal

Napanee

Nepean (Head-Office)
Orleans

Ottawa (Downtown)

Pembroke

Perth

Picton

Renfrew
Smith Falls

Trenton

Toronto

Tweed

Windsor
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Contact Us

Debt freedom made simple

Careers

Doyle Salewski’s employees are its greatest assets!

About Us

Brian Doyle and Paul Salewski founded Doyle Salewski Inc. in 1996. We are proud of the fact that many of our employees who joined our firm in the early years are still with us today. We are a team of qualified professionals who work together to provide our clients with the best professional service available.

We are members of the Canadian Association of Insolvency & Restructuring Professionals (CAIRP). All of our Directors are qualified CAIRP Estate Administrators and Counsellors. CAIRP accreditation is available exclusively to Estate Administrators working within member firms.

If you possess, or are seeking, CAIRP accreditation and are looking for a rewarding and fulfilling career opportunity, Doyle Salewski may have an opening for you. Please send your resume to [email protected]

How We Help You

At Doyle Salewski, we offer a range of services designed to help you navigate financial difficulties and regain control of your finances. Our expert team is here to provide the support and solutions you need, tailored to your unique situation.

Personal Bankruptcy

This process involves assigning your assets to a Licensed Insolvency Trustee to eliminate your debts and provide you with a fresh start.

Consumer Proposal

A consumer proposal is an alternative to bankruptcy that allows you to negotiate with your creditors to repay a portion of your debts over an extended period.

Debt Management

A debt management plan is a structured repayment program negotiated by a credit counsellor on your behalf.

Debt Consolidation

Debt consolidation involves combining multiple debts into a single loan with one monthly payment.

Credit Counselling

Credit counselling provides you with professional advice and support to help you manage your finances and develop a plan to pay off your debts.

Corporate Bankruptcy

Corporate bankruptcy is an option for businesses that are unable to pay their debts.

Corporate Proposal

Allows a business to negotiate with creditors to repay a portion of debts over an extended period.

Financial recovery requires the right tools

DSI's Finance Blog: Valuable finance pro tips for Canadians

What Happens If I Default on My Consumer Proposal

Home / Blog / Consumer Proposal Once you’ve filed a consumer proposal and it has been accepted by your creditors, it is legally binding on both you and them. You must make the payments you’ve agreed to, and your creditors cannot take any further action against you as long as

Beware: Debt Repair Shops

Home / Blog / Debt, Financial Buyer Beware. That advice has existed since the Middle Ages, a time when snake oil salesmen would travel from village to village with their carts, selling the virtues of the “miracle cure for numerous ailments, from scurvy to blindness”. The more charming they were, the easier

Can Creditors Garnish CPP or OAS? How a Consumer Proposal Protects You

Worried about debt in retirement? Learn if creditors like the CRA can garnish your CPP or OAS. A consumer proposal can stop collections & protect your pension income.